Mobile loans built for Kenya

Mobile Loans in Kenya with M-Pesa Repayments

Mpeiza helps customers apply for digital credit, review transparent loan terms, track wallet activity, and confirm M-Pesa payments from a secure mobile-first portal.

Create accountExplore features
Secure sessionsClear receiptsSMS-ready
My Pocket
Personal Wallet
KSh 24,580.00
Available balance
Deposit
Send
Airtime
Loan
Recent activityView all
M-Pesa deposit
RQA1234567
+ KSh 5,000
Repayment
LP-260529-4A2B
- KSh 1,200

One platform for customer trust and operations control

Built for low-data access, M-Pesa-ready transactions, and auditable financial workflows.

M-Pesa Express

STK deposit requests, withdrawal processing, and callback-ready receipt tracking.

KYC Workflow

Consent capture, encrypted identification fields, and an administrator verification queue.

Tax Logging

eTIMS tracking register and CSV export for approved invoicing processes.

Local Support

WhatsApp support actions, SMS queues, and transaction references customers recognize.

How Mpeiza loan applications work

The application flow is designed to be clear before a customer submits sensitive financial information.

Create a secure account

Register, verify contact details, and complete the KYC steps required for review.

Review loan terms

See the amount range, interest, and repayment period before sending an application.

Track M-Pesa proof

Follow wallet activity, repayment records, and reconciled Safaricom transaction codes.

Loan products with terms shown before application

Applications are submitted for manual assessment. No instant approval is promised.

Quick Pocket Loan

From KSh 500.00 to KSh 10,000.00
8.000%
Interest14 days
Term

Biashara Boost

From KSh 5,000.00 to KSh 50,000.00
10.000%
Interest30 days
Term

Verified Growth Loan

From KSh 20,000.00 to KSh 150,000.00
12.000%
Interest60 days
Term

Common questions

The ledger stores your app reference and, after confirmation or reconciliation, the Safaricom transaction code used as M-Pesa proof.

No. The application displays estimated terms before submission and is sent for authorized human review.

Identification number fields are encrypted in storage, documents are restricted to authorized reviewers, and external registry verification requires lawful authorization.

Ready to manage borrowing transparently?

Register, complete verification, and submit a Kenya mobile loan request for review.

Start now